Personal Lines
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Personal Lines
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Homeowners & Dwellings: Our Habitation Department is
skilled in the placement of homes of all values and sizes. We have both standard
and excess and surplus lines markets available to assist in the placement of any
account, whether on an Homeowners or Dwelling Fire form - or with or without
wind coverage.
- Manufactured
Homes: Our Manufactured Home department provides professional
assistance with the placement of your manufactured home accounts. We write with
A rated carriers (or better), and have both admitted and non-admitted carriers.
Wind coverage is available for most accounts on the coast.
- Marine &
Recreational Vehicles: We love the toys! Boats (personal and
commercial), motorcycles, travel trailers, ATV’s, jet skies, golf carts… just to
name a few.
- Personal
Umbrella & CPL: We offer the best in stand-alone liability coverage
- personal umbrellas, excess liability, buffer policies, as well as your
standard CPL coverage. We can write up to $25m limits and have a specialty
market for the high profile risks.
- Excess Flood: Our program is
especially designed for owners of properties already carrying the maximum
covreage available under the National Flood Insurance Program. Our simplistic
underwriting structure, generous limits, and quick claims processing make this
the coverage to beat!
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